![]() ![]() If you have made partial payments, but not cleared the full cash price before the end of the delayed payment period, the outstanding balance plus a reduced lump sum of compound interest will become payable. This will now be included in your account minimum payment request each month. If you have not made any payments towards your Buy Now Pay Later, the outstanding balance plus the lump sum of compound interest will be payable across your chosen repayment period. What happens after the delayed payment period? To make a full or partial payment simply log into My Account, choose “Make a payment”, select “Pay Buy Now Pay Later” and allocate your payment to the specific item(s) you wish to pay off. ![]() How do I make a Buy Now Pay Later payment? Remember if you choose not to pay the full cash price before the end of the delayed payment period any outstanding balance plus the lump sum of compound interest applied at the date of order will become payable. Making partial payments may result in a portion of the lump sum of compound interest being refunded at the end of the delayed payment period. This can be done in one full payment or multiple partial payments. You can avoid paying all interest for both periods by paying the cash price before the end of the delayed payment period. ![]() Your interest rate is personal to you and will be detailed in checkout. This calculation factors in the planned payments that are requested during the repayment period. Interest is calculated and compounded daily at a typical rate of 44.9% per annum for the delayed payment period and repayment period and is charged to your account at date of order as a lump sum. Interest will be charged for the delayed payment period and the chosen repayment period. A delayed payment period of 12 months and then a repayment period of 156 weeks when you spend £99 or more. You can choose: A delayed payment period of 12 months and then a repayment period of 104 weeks when you spend £50 or more. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch). Authorised and regulated by the Financial Conduct Authority.īuy Now Pay Later is an interest bearing option that allows you to delay payments on your purchases for up to 12 months. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Payment options are selectable in checkout along with the cost breakdown, just click on the item description. Interest is charged at your account rate for this payment option.Pay over 156 weeks (3 years) for orders over £99.Pay over 104 weeks (2 years) for orders over £50.Lower monthly payments by taking longer to pay.Remember, avoid paying all interest by paying the cash price before the end of the delayed payment period.Interest is calculated and compounded daily at a typical rate of 44.9% per annum for the delayed payment period and repayment period and is charged to your account at date of order as a lump sum.Delay payment for 12 months when you spend £50 or more.Interest free credit is available on all insurance products.52 weeks interest free credit available on items over £250.20 weeks interest free credit available on all items.Simply smooth the lotion into your hands and across your body and let the replenishing components work their magic overnight. An infusion of soothing Lavender, opulent Vetivert and sumptuous Chamomile blend to make a deliciously-fragranced cocktail, allowing you to bask in the sweetly-scented ambience as you drift off to sleep. The body lotion is enriched with rejuvenating Shea Butter, which allows it to be deeply and thoroughly hydrating, while Crambe, Sativa and Camelia oils encourage the illusion of brighter, more radiant skin. ![]() Ideal for use after a bath or shower, the body lotion targets areas of dryness, working to reduce the appearance of tough, coarse skin to reveal a supple-looking complexion with a youthful glow. The lightweight nature of the cream alleviates the risk of any greasy, sticky residue being left behind, allowing you to fall asleep in total comfort. The creamy, luxurious formula glides across your base, absorbing fast to lock in moisture for long-lasting, touchable silkiness. Create the appearance of softer, smoother skin with the this works Deep Sleep Body Cocoon. ![]()
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